Terms of Use

TexasLoanOnline.com (“we” or “our” or "us"), owns and runs the website with URL "TexasLoanOnline.com" ("our website" or "our site" or "this site" or "this website"). We make available and run this website to collect and safely store your information (subject to your consent), with the sole purpose of helping you get connected with money lenders. We do not modify the information you provide, and we handle them per the terms and conditions contained in this Terms of Use and our Privacy Policy. By using this website and any of its features or services, you agree that you have read and accepted, without exemption, all the following:

Products and Services

We are not a lender and can not be held responsible for any lending offer we advertise to you, nor are we responsible for any credit decisions made concerning you. We do not directly give you any loan offer – any loan offer you get is directly from the lender.

Esign Consent

You accept that clicking “Get Cash Now” (or other similar buttons with which you submit your loan application) is the same as you appending your electronic signature. You equally agree that we, as well as any lender with whom we share your request, have your consent to communicate with you and provide you with any required disclosures by electronic means (such disclosures which may include but are not limited to any notices of unfavorable actions that a lender intends taking against you). You also assert that you're able to access documents electronically, as well as view and save files in PDF format.

Credit References

By providing your information on this website, you permit us to share same with our network of lenders and lending partners. You also agree that these lenders and lending partners of ours may verify your driver's license number, social security number, or other forms of identification you provide. They may also obtain reports about your creditworthiness and credit history from national credit bureaus like Transunion, Experian, Equifax, and others.

Compliance With Laws

You undertake to abide by all laws, mandates, regulations, and injunctions that apply to your use of this website and your acceptance or procurement of services and products offered by any of our partners. In our sole discretion, we may report actual or suspected violations of government laws to law enforcement agencies or other appropriate authorities. If we observe any likely or perceived breach of our Privacy Policy or Terms of Use, we may (but do not have to) investigate the case to ascertain the nature and level of the perceived violations and the appropriate sanctions to be taken. In the course of such investigations, we're likely to temporarily discontinue offering any of our services to the customer being investigated. In addition, we may delete their data from our servers to forestall further violations. You agree to give us your full cooperation during our investigations and confirm that you're aware that you may be subjected to civil or criminal penalties for violating our Terms of Use and Privacy Policy.

Restrictions

Only legal residents of the United States, who are at least 18 years old, are allowed to submit loan applications on this site. You agree to not use this website for any mischievous or unlawful activities.

Intellectual Property

All trademarks, software, trade names, titles, designs, graphics, characters, text, images, and other materials on this website are the intellectual property of TexasLoanOnline.com and third parties who have been authorized by TexasLoanOnline.com to use such materials. You're allowed to print and make copies of pages, documents, images and other materials or content on this site, provided it's done to facilitate your loan request and nothing more. We reserve all other rights regarding this website and its contents. You're not allowed to transmit, exhibit, or circulate any of our aforementioned intellectual property without having obtained prior written consent from us. None of the contents of this site is intended to grant any form of license to any of our intellectual property, and as such, none may be misconstrued as serving such purpose.

Limitation of Liability and Disclaimer of Warranties

TexasLoanOnline.com puts in a lot of commercially reasonable efforts into ensuring that all information on this website is accurate and up to date, but we can not guarantee that they are. We make no claims as regards results you may or may not get by using our service and can not be held responsible where you feel your expectations have not been met.

YOU INDEMNIFY TexasLoanOnline.com AND ANY THIRD PARTY INVOLVED IN DESIGNING, DEVELOPING OR DELIVERING THIS WEBSITE AGAINST ANY FORM OF DAMAGES ARISING FROM YOUR ACCESS TO, OR USE OF, THE WEBSITE AND SERVICES. ALL SERVICES AND INFORMATION ON THIS WEBSITE IS PROVIDED ON AN "AS IS" BASIS AND COME WITH NO FORM OF WARRANTY, BE IT IMPLIED OR EXPRESS, INCLUDING BUT NOT LIMITED TO ANY PERCEIVED WARRANTY OR MARKETABILITY, SUITABILITY FOR A GIVEN PURPOSE OR NON-INFRINGEMENT. THESE LIMITATIONS AND EXEMPTIONS ARE APPLIED TO THE FULLEST EXTENT ALLOWED BY LAW.

Third Party Content

This site may contain links to some websites owned and run by third parties. TexasLoanOnline.com is not responsible for the content or privacy policies of such websites, and the existence of their links on our website should not be mistaken for us recommending or endorsing such websites, their products or services or any third parties associated with them.

Privacy

TexasLoanOnline.com’s Privacy Policy, which is referenced here, applies to any information provided via this website. The Privacy Policy clearly spells out our responsibilities to you, with regards to your information, as well as your rights. We will never use your information in any way that does not conform to the limitations and purposes of the Privacy Policy.

TexasLoanOnline reserve the right to make changes (minor or significant) to its Privacy Policy without your consent. Such changes will become effective the moment they're posted, and your continued use of this site and our services would mean you've accepted such amendments.

Security

TexasLoanOnline.com makes use of industry-recognized technology to ensure that your personal information is protected. Although we do everything commercially reasonable to ensure the safety of your personal information provided on this Site, TexasLoanOnline.com cannot guarantee the information will not be intercepted or decrypted by unauthorized persons. Provided we do not fail to use commercially reasonable measures to protect your information, we will accept no responsibility for such decryption or interception, except as required by law.

Site Use

TexasLoanOnline.com is free to access and use. We do not charge any access fees to qualify you to use our website or service. TexasLoanOnline.com is not acting in an agent capacity for (1) you, (2) any lender or (3) any supplier or vendor involved in the process of evaluating loan inquiry or any other use of this site. However, TexasLoanOnline.com may be compensated by its lending partners, lenders, and other third parties for its services.

Binding Arbitration

In the case of a dispute with regards to the interpretation of terms or provisions mentioned in this Terms of Use or your transactions with TexasLoanOnline.com or the lender you borrow from through our connection, such disputes shall be decided by binding arbitration. Arbitration proceedings shall be conducted under the applicable rules of the American Arbitration Association or JAMS in Clark County, Nevada. Whatever the arbitrator decides shall be final and binding on both parties, and the party who wins the case, if allowed by law, shall have the right to recover all reasonable expenses incurred, which may include the cost of arbitration, expert testimony, travel expenses and more, during the arbitration process, from the other party.

Law and Venue

TexasLoanOnline.com is a Texas-based limited liability company. By using this site or engaging with TexasLoanOnline.com in any way, you consent to the laws and jurisdiction of Texas. As such, these Terms of Use and the Privacy Policy will equally be governed by and interpreted in consonance with the laws of Texas, with no regard to conflict of law provisions in other jurisdictions. You agree that Texas will be the venue and sole jurisdiction for the resolution of any disputes and that any legal action instituted against TexasLoanOnline.com (which must come through binding arbitration as explained above) will be subject to the laws of Texas.

Modification

TexasLoanOnline.com reserves the right to modify these Terms of Use whenever and however it deems necessary, without intimating you of the development. Should you continue to use this site after any amendments to its terms of use, you are assumed to have read and accepted the terms of use as amended.

Indemnification

By using this Site, you accede to indemnifying and holding harmless TexasLoanOnline.com, its subsidiaries, officers, affiliates, agents, partners and employees, from any liability, loss, demand or claim, including reasonable attorneys’ fees, made by any third party as a result of your use or attempted use of the site or its service.

Violation of the terms of use

By using the Site, you recognize and accept TexasLoanOnline.com's right to deny you access to this site and any services offered herein, without notice, and to delete any information you have provided, if TexasLoanOnline.com has cause to believe that such information may be displeasing, improper, in violation of applicable laws, or that such information does not conform to our Terms of Use or Privacy Policy.

Class Action Waiver

ANY PROCEEDINGS TO SETTLE, LITIGATE OR MEDIATE ANY FORM DISPUTE MUST BE CARRIED OUT STRICTLY ON AN INDIVIDUAL BASIS. NEITHER YOU NOR TexasLoanOnline.com MAY PROPOSE THAT ANY DISPUTE BE HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER FORM OF PROCEEDING WHERE EITHER PARTY ACTS OR PROPOSES TO ACT AS A REPRESENTATIVE. THERE SHALL BE NO COMBINATION OF SEPARATE ARBITRATIONS OR PROCEEDINGS, EXCEPT FOR INSTANCES WHERE ALL AFFECTED PARTIES HAVE GIVEN THEIR WRITTEN CONSENT TO ALL THE PROCEEDINGS AND ARBITRATIONS. IN ADDITION, YOU ACCEPT THAT YOU MAY NOT REQUEST THAT ANY DISPUTE AGAINST ANY LENDER WE CONNECT YOU WITH BE HEARD AS PRIVATE ATTORNEY GENERAL ACTION, CLASS ACTION OR IN ANY OTHER FORM OF PROCEEDING WHERE EITHER PARTY ACTS OR PROPOSES TO ACT AS A REPRESENTATIVE. THIS CLASS ACTION WAIVER MAY BE LIMITED BY APPLICABLE LAWS BUT IS INTENDED TO BE ENFORCED TO THE FULL EXTENT ALLOWED BY LAW.

Miscellaneous

TexasLoanOnline.com reserves all rights not expressly granted to you. The headings used in this Terms of Use are chosen for convenience only and will have no effect on the interpretation of the content under them. Should TexasLoanOnline.com decide against insisting upon or taking actions to enforce total compliance with any of the provisions of this Terms of Use, that shall not be interpreted as implying a waiver of such provision or any other in future. If any provision of these Terms of Use is deemed to be invalid or unenforceable by law, such determination shall not affect such provision in any other respect or any other provision of these Terms of Use, which shall remain fully valid and enforceable. These Terms of Use and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and supplant and override any and every form of agreement (oral or written) previously made with respect to the subject matter hereof.

Notice and Take Down Procedures

Should you feel that your copyright or other intellectual property has been infringed by virtue of any content accessible on or from this site, you may contact our copyright agent, via the address below, to request a take-down of such content (or access to it). Below is a list of the information you'll need to send:

  • 1. Identification of the intellectual property whose copyright you believe has been infringed. Kindly describe the property and include a copy or location (the URL, for instance) of the original version of the work.
  • 2. Identification of the material that you believe to be infringing and its location. Please describe the material, and provide a URL or any other pertinent information that will make it easy to locate the material.
  • 3. Your name, telephone number, address, and email address.
  • 4. A declaration that you sincerely believe that our use of the material in dispute is prohibited by the copyright owner, its agent, or the law.
  • 5. An affirmation that your claim is authentic and that in a case of "penalty of perjury" you are the copyright owner or their certified representative.
  • 6. The copyright owner or their certified representative's signature or its electronic equivalent.

Send the above information to:

Contact Information:

Email Address: support@TexasLoanOnline.com

PLEASE BE ADVISED THAT YOU ARE TO CONTACT YOUR LENDER DIRECTLY FOR QUESTIONS ABOUT THE STATUS OF YOUR LOAN REQUEST, AS TexasLoanOnline.com IS NOT YOUR LENDER AND HAS NO ACCESS TO INFORMATION PERTAINING TO YOUR LOAN APPROVAL OR STATUS.