We also save you the stress of having to submit loan applications on countless websites.
And all it takes is a few minutes of your time. The moment you provide your details via the secure form on our website, we forward an encrypted copy to a certified lender for approval, then you'll be redirected to the lender's site. There you can go through their terms of service, as well as the rates and fees that apply. If you accept the terms and conditions, the lender will credit your bank account, usually within one business day - yes, they're that fast, as they treat all applications received carefully and quickly.
But whatever your WHY, we respect your privacy, and as such only deal with lenders who understand such situations and are willing to help you out.
Not all states can benefit from our service because some states prohibit our kind of loans, and there are some states where we are yet to have lenders. So if you live in a state which falls into any of these categories, your request may not be processed. However, you may be provided with the option of obtaining the loan you need from tribal lenders, in some cases. Note, however, that although tribal lenders are subject to some federal and tribal laws, they are not bound by state laws, including usury caps. As such, if you're obtaining your loan from a tribal lender, please note that their rates may be higher than those of state-licensed lenders. In addition, they demand that you agree to resolve any disputes in a tribal jurisdiction. You are advised to resist the urge to quickly click "I accept" on the terms of any loan offer you get. Read, and be sure you fully understand and are comfortable with all the terms of the loan before you accept it; if otherwise you may reject the offer.
Shorter duration loans are not a long-term financial solution. They are only meant to provide temporary financial succor. If in a critical financial crisis, you might want to consider other options or seek financial counseling from a professional.
We are not offering to lend you money. TexasLoanOnline.com is not a lender and makes no credit or loan decisions. We only connect interested persons with lenders from our network of certified lenders. We are not a representative, broker or agent of any lender, we have no control over them, and so we do not endorse any lender and can not take responsibility for their actions or inactions. TexasLoanOnline.com receives commissions from the lenders it works with, often based on a ping-tree model, similar to Google AdWords, where the consumer is connected to the highest available bidder. Notwithstanding, you can always use TexasLoanOnline.com’s service for free.
By providing your information through this website, you are giving TexasLoanOnline.com and its partners the right to carry out a credit check, which may involve confirming your driver's license, social security number, or other means of identification, and a review of your creditworthiness. We usually perform credit checks through one of the major credit bureaus such as Equifax, TransUnion and Experian, but we may also consult other credit bureaus such as Teletrack, DP Bureau, and the likes. You also permit TexasLoanOnline.com to share your information and credit history with our network of certified lending partners.
You will be provided documents containing every information, including rates and fees, of your loan, by any lender we connect you with. Such information as potential fees for late payments and the conditions guiding the refinancing, renewal, and rollover of your loan (if sanctioned by applicable law) will also be contained in those documents. It is the sole responsibility of the lender to set interest rates and loan fees, depending on their underwriting criteria, internal policies and applicable law. TexasLoanOnline.com knows nothing about the loan offer you receive and has no control over it. As such, you are advised to read, and be sure you fully understand and are comfortable with all the terms of the loan before you accept it; if otherwise you may reject the offer.
Please note that making a late payment or missing a payment can have a negative impact on your credit score. To protect yourself and your credit history, ensure you only take loans with terms you can conveniently meet without complications. If for any reason you're unable to meet a payment deadline, you should immediately contact your lender, to deliberate on how to handle late payments.